The coronavirus has affected three pillars of one San Antonio family in just a few days. A father and his two daughters were all infected with the virus and died within eight days after being admitted to the ICU.
“Moms take care of everything,” Desiree Moczygemba said, adding that her three loved ones all caught COVID-19 within days of each other.
Delilah Bustos Arreola, Moczygemba’s mother; Jose Bustos, her grandfather; and Veronica Bustos Gonzalez, Moczygemba’s aunt, were all in the ICU at the same time. Desiree’s grandfather died while her mother and aunt were intubated. Moczygemba says she was in her grandfather’s house when he passed out. He was rushed to the hospital and placed on a bypass mask for 17 days before passing away.
“The day my aunt was intubated on August 17…she was intubated four hours prior to my grandfather’s passing, so we were unable to inform her of my mom’s critical state,” she said. “We were unable to inform my aunt as well of my grandfather’s passing, so she passed away, shortly after and I felt she kind of knew in her heart that her dad was gone.”
She recalls her family’s sensitivity to others through a difficult time. The virus infected three normally healthy people who had not received a COVID-19 vaccine. Meanwhile, Moczygemba stated that she, her father, and her uncle had all received vaccinations. Just one person is working among 16 immediate relatives. She claims that other members of her family are expecting a kid.
Moczygemba says she doesn’t want anyone to be in her shoes and encourages them to be vaccinated. Around the time her loved ones were in the hospital, she tested positive for the virus. They were a tight family, according to Moczygemba, and their deaths feel like the loss of a second father and mother to her.
Moczygemba also said that “We like to say we’re ‘Bustos Strong,’ nothing can tear us apart. And at the end of the day, we come together.”
A Simple Tip To Boost Social Security Benefits By $800
Inflation sure did inflict some heavy blows to benefits in Social Security, including the amount of coverage to its beneficiaries in the United States. Prices of commodities have surged significantly by six percent in the past year alone. Putting things into perspective, inflation stagnated to almost zero for the better part of the last ten years, and in less than a year, prices have skyrocketed in nearly each of the major categories. A good example is the grocery prices that went up by 12 percent in several categories.
COLA 2022’s 5.9% may not be enough for some
To ease things up, the cost-of-living adjustment (COLA) for 2022 will be up by 5.9 percent, which is the largest tweak in the last four decades. Albeit such an increase, some still need additional funds to make ends meet. That said, here are some tips to substantially boost one’s income.
All about timing
An essential factor in determining a person’s Social Security benefit is timing. That said, the timeliest one can get in filing for the program’s benefits is by the time that individual has reached the age of 62, with age 70 being the latest. Americans are well-aware, though, that there’s a catch to this. Early filing of it would only yield lesser benefits. However, waiting for the ripe age of 70 would result in them receiving the maximum benefits, GBR writes.
Further, delayed retirement credits are some sort of reward that Social Security provides its recipients with for putting off claiming an individual’s retirement benefit. These credits start to stack up the month a person reaches their retirement age of 66 years and four months for people born in 1956, as this slowly increases to 67 for folks born in 1960 and above.
Additionally, these credits accumulate through age 69, though this may seem to work in reverse if one decides to get the benefits earlier.
The Social Security Administration stated that if a worker starts getting benefits prior to his/her full retirement age, that worker is said to be getting a reduction in benefits. The program stated that a worker can opt to retire as early as 62, though doing such may ensue a benefit reduction to as much as 30 percent.
Easing Up Inflation Through SNAP, Social Security, And Wage Hikes
Americans are as of late utilizing all the financial help they can get, especially since it is expected that inflation in the United States will continue to surge in 2022. Luckily, some will be getting a much-needed oomph in their income to at least facilitate coping with skyrocketing prices of essential commodities and even health care.
One way of getting more money next year is through food stamps. This program decides the number of benefits of the Supplemental Nutrition Assistance Program (SNAP), according to GBR. Americans who are eligible for it received a hike back in October when the new fiscal year of the federal government kicked off. It was learned that the typical monthly benefit for the 2022 fiscal year surged to $251 for each individual from the usual $240 per person. The said growth can be pinpointed to the permanent update to the Department of Agriculture’s “Thrifty Food Plan.”
Another form is via wage hikes. Albeit the fact that the federal minimum wage may well seem to be wedged at $7.25 an hour for over ten years now, there are places in the U.S. that took it upon themselves and set their hikes in employees’ wages. This year alone, there’s a sum of 74 counties, cities, and states that increased their minimum wages, according to the National Employment Law Project. The project is said to be calculating the statistics for next year, though it is anticipated that the figures will remain the same.
A good example is the state of Arizona. The minimum wage on the part of the U.S. will be upped to $12.80 per hour from the current $12.15. The same thing goes with Colorado, where the minimum wage is set to increase to $12.56 an hour next year from $12.32.
As for the federal contractors, they too will be getting a raise as they will be increased to $15 per hour in 2022 after President Joe Biden signed a related executive order. This will fully affect whether new contracts are signed or specific actions like renewals or extensions.
Also, notable employers have either raised or will raise the minimum wages of their employees. There are even instances that these wage hikes have doubled workers’ pay.
Those who are receiving Social Security are set to receive their biggest cost-of-living adjustment (COLA) in 2022, as this has been deemed the highest in decades. This is when the monthly payments will increase by 5.9 percent to account for inflation. Further, next year’s average monthly Social Security benefit will be increased to $1,657 from the current $1,565 and $3,000 for couples.
$20 Minimum Wage For All Employees Announced By San Antonio Company
In a step that is potentially the first in the industry, a prominent San Antonio firm has announced that it will raise the minimum wage for its employees from $15 to $20.
Security Service Federal Credit Union (SSFCU) announced the hike on Thursday, stating that it will directly affect almost 400 staff, with the majority of them working as member contact centre agents.
“This move is about people, and how we enable our best and brightest talent to be successful at work and in life,” said president and CEO Jim Laffoon. “This action sends a message to our employees that we not only value them but that they are a key success factor in achieving the future we want for our company and for our members.”
SSFCU employs over 1,900 people and has locations in Texas, Colorado, and Utah.
According to SSFCU officials, the pay rise will take effect at the end of September and will apply to all new recruits going forward.
“Staying competitive with wages, a robust benefits package, and 401k plan, allows us to retain the best talent and provide the high level of service our members deserve,” said executive vice president and chief human resources officer Cindy Moran.
Headquartered in San Antonio, SSFCU has more than 803,000 members.
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